What kind of survey should I book for my new house?

Once you’ve had an offer accepted on a new house, the next step is to arrange a building survey. This will involve a qualified surveyor (usually an RICS Chartered Surveyor) inspecting the property and highlight any issues to do with the condition of the building plus any outbuildings and grounds, from minor to significant structural problems.

The type of building survey you need can vary based on several factors, including the age and condition of the property, your budget, and your level of risk tolerance. Here are the main types of building surveys:

RICS Home Survey – Level 1: 

This is the most basic type of survey and is likely to be suitable for buying or selling a conventional house, flat or bungalow built from common building materials and in reasonable condition. It reports on condition of the elements but does not offer advice on the works required to remedy defects. For a more detailed description of this type of survey this RICS document is a good reference:

rhs_level_one_final

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RICS Home Survey – Level 2 (survey only):

This report is more comprehensive than the Level 1 Report and involves a more extensive visual inspection of the building. It is suitable for most conventional properties that are in reasonable condition. It identifies potential problems and provides advice on necessary repairs and ongoing maintenance. For a more detailed description of this type of survey this RICS document is a good reference:

rhs_level_two

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Download PDF • 1.38MB

RICS Home Survey – Level 2 (survey and valuation):

This report is the same as the Level 2 survey only report but it includes a surveyors professional opinion on the market value of the property and an assessment of the insurance reinstatement figure.

 

RICS Home Survey – Level 3 (formerly known as a Structural Survey): 

This is the most thorough and detailed type of survey. Choose this report if dealing with a large, older or run-down property, a building that is unusual or altered, or if you’re planning major works. It costs more than the other RICS reports because it gives detailed information about the structure and fabric of the property including comments on energy efficiency, potential/hidden defects and repair options with timescale, and, if agreed at the time of appointment, approximate costs for repairs/maintenance. For a more detailed description of this type of survey this RICS document is a good reference:

rhs_level_three

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Download PDF • 1.66MB

Snagging Survey: 

If you are buying a newly constructed property, a snagging survey can help identify any minor defects or issues with the construction that the developer should rectify before you move in. This is especially important for new builds.

Specialist Surveys:

Depending on the property's characteristics, you might need specialist surveys. For example, if the property is in a flood-prone area, you may need a flood risk assessment. If it has a thatched roof or is listed, specialist surveys may be required to assess unique aspects.

Damp and Timber Surveys: 

If there are concerns about damp or wood rot, you may need a specialist survey to assess these issues in detail. Care must be taken when appointing someone to undertake a damp survey for you. Causes and remedies for dampness are many and simply recommending a new damp proof course may not be necessary.

Choosing the right survey

The choice of survey depends on the building type but also your specific circumstances, budget, and the level of risk you are willing to accept.

It's generally a good idea to invest in a more detailed survey for older or unique properties, as they may have hidden issues that could be costly to address later. The cost of the survey can often be recovered from the vendor by negotiation prior to purchase.

Consulting with a Chartered Surveyor can help you determine the most appropriate survey for your situation and provide you with peace of mind when purchasing a new house.

If you have any questions regarding surveys and property purchases, please do not hesitate to call SP Mitchell Chartered Surveyors – we are always happy to help. Call us today : 07779 038 142.